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Official Bankruptcy Forms

2008-10-26

filing for bankruptcyWhen you file bankruptcy you discharge all your debts and obligations. Filing for bankruptcy can be done without a lawyer. You can go online to find your state's legal forms from a website such as LegalFormsBank.biz - a do-it-yourself legal products & forms provider. You can download the official bankruptcy forms from their website. Once you feel your ready to file for personal bankruptcy, just download your state's form, and then follow the instructions that came with it.

Hands-Free Typing

2008-10-24

Dragon NaturallySpeaking 10 Preferred


Hands-free typing is when you don't have to use your hands to type. Dragon Naturally Speaking 10 is the fastest, most accurate talk-to-type software I've ever encountered. My friend is actually the first person who introduced me to this software. He uses it to type up homework such as lab reports for class. Every time he stops by and I'm typing something redundant, like the questions out of the book, he always says how it would go so much faster with Dragon NaturallySpeaking.





In this YouTube video, you can see a blogger using Dragon NaturallySpeaking 10 Preferred to write a blog article with in WordPress.


The author of The Love You Make, is using this voice recognition software after having the software for just a few days. She writes this great little article that's about 280 words long in about two minutes and 45 seconds. That translates into about 165 seconds of typing, or 1.7 words per second. That means she's typing a little over 102 words per minute with Dragon NaturallySpeaking.


Plus, she's just getting started with the software!


Dragon NaturallySpeaking has come a long way over the last decade, and now can enable people to type at 150 words per minute. I myself, have clocked version 9 at 167 words per minute, and I'm seeing even better results out of version 10. The software is extremely accurate, and can make many of your typing chores exceptionally easy.


As a blogger myself, I am able to write longer articles, with more complete thoughts on a subject in a significantly reduced amount of time. I have been working to challenge bloggers to try Dragon NaturallySpeaking and see if they can use it to help improve their writing. I think bloggers have an enormous amount of potential, and I always look for tools that will help them unleash that potential.


I think that Dragon NaturallySpeaking is a great tool that can definitely help bloggers increase the value that they offer their readers. I can envision a blogosphere where bloggers are able to take the time and provide insights into their wisdom and experience and ideas easier and faster because they can get their thoughts out quickly and completely using Dragon NaturallySpeaking.


I hope you will consider using Dragon NaturallySpeaking. It has a price point that starts at about $99. This is the version that you would use if you only use the software with your computer. If you intend to use the software with a pocket voice recorder, which could enable you to have your MP3 files of your voice transcribed into text, then you may also want to consider opting for the Preferred version of the software. The Preferred Version starts at about $199 and has many options.


I personally recommend the preferred version, but I do understand that times are a little tough financially for many people including myself. I still recommend it, because I do believe that you will see a significant return on your investment. Spending $100 or even $199 on Dragon NaturallySpeaking will enable you to type at 100 to 150 words per minute. It has been my experience that you will not get as tired from typing, you will not suffer from eye strain as much and as a result will experience fewer migraines or headaches, and you will be able to move around your office, your home, or your work environment because you will not be locked in front of your computer sitting in a chair typing and mousing around with your fingers.


I do believe that Dragon NaturallySpeaking can help you to be a better writer, to write as a more in-depth blogger, to produce better content, and to produce more content. I believe this because I have seen it myself. :-)


Please consider watching this Dragon NaturallySpeaking video so that you can see for yourself just how well Dragon actually speaking works.


Sincerely,


Brett Bumeter


Softduit Media


PS I wrote this 575 word article using Dragon NaturallySpeaking 10. It took me about three minutes to write and about three minutes to edit. :-) Even with editing time, that's 95 words a minute!




Guranteed Ways to Improve our Economy

2008-10-23

It's a shame no one was thinking about the economy during the primaries, or else Ron Paul would of been elected to represent the republicans instead of the McCain attack machine. He is the only one with real solutions, not some single hypothetical solution that will magically fix the economy like some of the other candidates offer. He offers real ways to cut our spending so we can lower taxes and put more money into the pockets of all Americans. Want to get the IRS off your back? You should of voted for Ron Paul, he wanted to abolish the IRS, and do away with the income tax. Taxing labor, your work, is unethical anyway. He also has a great idea for affording this task. He wants bring our troops home that are stationed around the world so they can defend the U.S. which will save hundreds of billions of dollars. He also wants to end the war which would save $10 billion dollars a day.

Three Things to Watch Before Consolidating Debts

2008-10-23

 We've all seen those commercials that give us hope that some one, somewhere, can magically lower our debts by consolidating them with their company. That just simply isn't the case. The whole goal of debt consolidation is to lower your monthly payments. The problem is though that some companies package these deals to make them appear like your getting a better deal, but in the long run your actually not.

Theirs lots of other options, but you may be one of those people who simply have exhausted all of them. Some of the other options are home equity loans, personal loans, negotiating better terms, or refinancing. Im not trying to say these options are better because it all depends on which company you go through. You want to look around at different companies like bills.com that have a proven track record for providing the best deals.

Once you've figured out a way to buy some time for yourself, it's time to change your lifestyle. You didn't get in over your head with debt without living beyond your means in the first place. I don't know what your spending habits are but I can give a few examples of things you can do to save more money. According to a study by the US Bureau of Labor Statistics 5.5% of the average households income goes to eating out. Just by eating out one less time a month you can save $35 or more. If you bring your lunch to work also you could save even more. Probably somewhere around $8 or more a day. Another way to save money If you take prescription medicine is to ask your doctor for a prescription to the generic version. Now-of-days generic brands are cheap and can be bought for less than $10 a bottle from the Wal-mart pharmacy. Also, try calling your utility company and ask how you can save money on your bill. For example the electric company may suggest you turn down your A/C one degree, or you may get lucky and they may renegotiate your contract. The last idea I have to help you save money is to lower your phone bill. Theirs so many good deals offered by carriers right now with cell-phones and landlines competeing for the same customers. Try switching to a different carrier to save even more.

Helping America by Starting a Small Businesses

2008-10-08

Are you feeling the entreprenuership spirit lately? If your thinking about starting a business then I congradulate you for being a great American that may one day help employ others in their local community. All Americans want local businesses to succeed because we all want their to be enough jobs within our local community. We love American made products and American businesses.

People also trust small businesses compared to big businesses and don't expect as much. We all have walked into a run down building with a little shop inside and still bought something, but we would never had bought anything from say a Wal-mart if it looked that way.

Starting a business is now easier than it ever has been before. Remember the days before credit card machines, and the internet? All of the accounting was recorded on paper. Now all businesses accept credit cards because thanks to the internet all transactions are automatically recorded and processed. This makes everything easy come tax time, and makes it easy to monitor how well business is doing. Now anyone can run a decent sized small business, even entirely by themselves. Thanks to this automation not much work on accounting is needed.

How to Improve the Domestic Economy

2008-10-08

Every American should be educated in how to improve the domestic economy, yet their not. The idea of improving the domestic economy is so simple, a child could understand it well. It should be taught in public schools.

To improve the domestic economy all you have to do is spend your money on American made products that provide good paying jobs. You could call that being a smart consumer, but the idea is to help keep the businesses that give the most back to the community in business.

All retail stores provide jobs, therefore buying from local retail stores is beneficial. I emphasize local because your not benefitting your local community If your buying things from Russia from a online retailer. You can find out if online retailers are local by using a online whois website lookup tool. Retail stores don't usually pay their employees well, take Wal-mart as an example, so the first step to helping the local, domestic economy is to buy from local retailers.

The high paying jobs in the US are provided by businesses like factories. So to make all of your money spent go only to making American jobs, and paying Americans a better wage, you must buy only products made in the United States of America. Always check the products you buy for a 'Made in the USA' stamp. By doing so, we will help ensure America will always have enough jobs for it's people.

If everyone implemented the above steps, which I believe a majority of us would If they were educated about it, then we would all be a lot more well payed and our labor would be much more valuable. If theirs so many jobs that employers have trouble finding employees they will raise their wages to compete with other businesses for those employees. That's partly why we have become so well payed compared to other countries. We've created entire industries from nothing, just look at the computer industry and how many jobs that's brought us.

Just think of how easy it would be for an American to start a successful business if every U.S. citizen decided to be a smart consumer and only buy American products from local retailers. It'd be incredibly easy, all it takes is a simple shift in our attitudes for the American dream to live once again in the hearts and minds of all Americans.

Stimulus checks comic strip

How to Encrypt Your Files Easily & For Free

2008-10-04

file encryptionFile encryption is no longer as complex as it once was. File encryption is the process of converting data into a format that can not be read by others. Security conscious Windows gurus, like me, have been encrypting their data since the NTFS file format came out using Windows built-in features. Learning how to encrypt data using Windows built-in encryption file system is something I thought everyone would be using by now. Explaining how to use Windows EFS is hard to explain to some one like my dad though, but now their is a new, easy, free solution.

SecureZIP (www.securezip.com) is now offering their easy to use, fully featured encryption software free for non-commercial use. SecureZIP users can also register at www.DecryptandDrive.com for a chance to win a Nintendo Wii, a gas-saving scooter, and other prizes just for using their software.

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